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What is a Last Will and Testament?

Writing a "will" is probably one of the smartest things you can do. This document tells lawyers and others how you want your property distributed. It speeds up the probate time because the courts don't have to guess how you want your property divided.

Why should I have a Will?

There are several reasons to make a Will and why it is a good idea.

Without a Will, the law and the court will decide who gets what regardless of what is best for your children or heirs. A Will also prevents your property from reverting back to the government. A Will is the most important part of estate planning.

What happens if I die without a Will?

Dying without a will - known as dying "intestate" - means you have no say over who receives your assets, and can leave your heirs and the court system the complex and costly job of wrangling over who should get what.

Your assets go into what's called "probate" - an expensive and drawn out legal process which determines who inherits your estate, and can take anywhere from a few months to a few years, depending on how complicated the estate is.

So-called intestacy laws vary considerably from state to state. In general, though, if you die and leave a spouse and kids, your assets will be split between your surviving mate and children. If you're single with no children, then the state is likely to decide who among your blood relatives will inherit your estate.


24 - Hour Policy

If I miss your call or email, I will return your call or email within 24 hours of receiving them. 

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A Revocable Living Trust is a popular estate planning document that offers you more options than a Will. The term "revocable" means that you can change every aspect of the Trust at anytime while you living and coherent. A Revocable Living Trust is "living" because it is created during your lifetime.

Avoiding Probate.

Most people use Trusts to avoid probate court. Probate Court is expensive. If you have a complex estate and there is a possibility of dispute amongst your heirs, probate court can become very costly and may dip into your estate property to pay lawyer fees and court costs. Another great benefit is that Trusts are private.

Trusts vs. Wills

Both Trusts and Wills name property and beneficiaries. You can also revise (codicil) your Trust or Will at anytime while you are living and coherent. The downside of a Will is that a Trust is far more superior in the protection offered and options available. A Trust avoids probate, Trusts are private, Trusts allow for complex distributions, and Trusts can handle any legal property and allow for almost any type of distribution you or I can imagine all without involving the probate court.

What to know:

  • A living trust is a legal entity, like a person or business, which can hold assets
  • After the living trust's creator(s), called the Grantor(s), passes the trust can stay intact
  • In Texas, living trusts can control how and when beneficiaries receive assets
  • Trusts are initially managed by trustees and later by successor trustees
  • Assets held in a living trust avoid probate
  • No Contest Clauses can revoke an inheritance if beneficiaries legally challenge the trust


24 - Hour Policy

If I miss your call or email, I will return your call or email within 24 hours of receiving them. 

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What if an accident or illness left you unable to communicate or in a coma? What fs you were unable to take care of financial matters and medical decisions yourself? I understand this is a very grim topic to think about, but unfortunately in my years of practice I have seen this happen more times than I'd like to admit.

Durable vs. Medical Power of Attorney

There are two types of POAs (Power of Attorney): Financial (Durable) and Medical. The "Durable" POA deals with financial issues and the "Medical" deals with healthcare issues. The POA gives another person the legal authority to take care of your financial and healthcare matters while you are still alive, but unable to do so yourself. Also, some clients want a POA so their spouse or family member can handle matters for them while they are at work or out of the country (such as during deployment).

Durable Power of Attorney

For a Durable Power of Attorney to be effectiv, it is must be in writing, signed by you (18 years or older), must name an agent or attorney in fact, and contain the powers granted to your agent. It can take effect immediately or you can set a time for it to "spring" into action such as when you become incapacitated. You can choose what powers are granted to your agent and the document is effective until your death, revocation, or upon a certain date that you choose.

Medical Power of Attorney

Just like the Durable Power of Attorney, except that the Medical POA covers your healthcare and decisions relating to your medical needs such as issues pertaining to life support, feeding tubes, surgery, etc. We all hope that we would only need this document when we are elderly. Unfortunately, life can happen at anytime, even when you are young. The Medical POA designates a person you trust to act as your agent and to make medical decisions on your behalf. You can revoke a Medical POA at anytime that you are living and competent.


24 - Hour Policy

If I miss your call or email, I will return your call or email within 24 hours of receiving them. 

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What are Plan Packages?

Plan packages are a discounted bundle of estate documents. Plan Packages are a great way to protect yourself and your assets for a very affordable price. Each document is carefully drafted to your specifications and tailored to your needs. The Silver Plan includes a Will, Durable and Medical Power of Attorney, HIPAA Authorization, Directive to Physician, and Appointment of Guardian. The Gold Plan offers the same as the Silver Plan including a Revocable Living Trust and a free Codicil to be used at anytime in the future to make a change to your Will or Trust at no cost to you. Clients that wish to insulate their estate or wish to create a complex distribution are encouraged to select the Gold Plan.

What is a Flat Fee?

Most of the estate planning I do is based on a flat fee. I offer flat fees that are a one time price that cover the ENTIRE scope of representation once an attorney-client relationship is established. I do not charge for emails, phone calls, or evaluations. I do not believe it is good business to charge clients "hidden" fees or to charge "extra" for work that should be included. I know you will have questions and I enjoy helping clients to establish proper estate planning. If you have needs that require specialized attention or want services not already offered here, I can do so and will do the work for an agreed upon flat fee or at an hourly rate depending on the type of work requested.

Why are your prices lower than most other attorneys?

Some people might think that lower prices mean lower quality or that I am hard to get a hold of. That isn't so. I transitioned from the traditional "law office" model to a "virtual" office and operate now completely online. I save thousands of dollars a month by cutting out overhead (rent, furnishings, utilities, staff, etc) and I pass those savings onto you. I also have a 24-hour policy. If you cannot reach me by telephone or Skype, I WILL return your emails and calls within 24 hours.


Estate Planning Packages:

Silver Plan - for Individuals - $249

Includes: (1) Last Will and Testament, (1) Durable Power of Attorney, (1) Medical Power of Attorney, (1) HIPAA Authorization, (1) Directive to Physician, and (1)Appointment of Guardian.

Silver Plan - for Couples - $449

Includes: (2) Last Will and Testament, (2) Durable Power of Attorney, (2) Medical Power of Attorney, (2) HIPAA Authorization, (2) Directive to Physician, and (2)Appointment of Guardian.

Gold Plan - for Individuals - $899

Includes: (1) Revocable Living Trust, (1) Last Will and Testament, (1) Durable Power of Attorney, (1) Medical Power of Attorney, (1) HIPAA Authorization, (1) Directive to Physician, (1)Appointment of Guardian, and (1) Codicil.

Gold Plan - for Couple - $1599

Includes: (2) Revocable Living Trust, (2) Last Will and Testament, (2) Durable Power of Attorney, (2) Medical Power of Attorney, (2) HIPAA Authorization, (2) Directive to Physician, (2)Appointment of Guardian, and (2) Codicil.


Individual Estate Documents:

Last Will and Testament

Revocable Living Trust

Durable Power of Attorney

Medical Power of Attorney

HIPAA Authorization

Directive to Physician

Appointment of Guardian

Codicil


How do I begin this process?

I recommend contacting me at Ohio: (614)-845-1923 or Texas: (512) 808-0499 or by email at chris@gasperlegal.com. Consultations are Free! Phone calls are Free! Emails are Free! If you have any questions, please do not hesitate to contact me and put my experience to work for you.

Should I order below or do I need to contact you first?

As with any legal representation, I encourage clients to contact me first before purchasing any products or services. However, if you purchase an item below, I will be contacting you immediately, if not within 24 hours, to begin the drafting process. I will provide questionnaires and will walk you through this process each step of the way until it is completed. I can offer quick turn around at no cost to you or we can take our time. It is your choice.

Are there any additional charges?

No. I strive to make this easy and affordable for you. The prices below are flat fees and there are no extra charges for mailing, for phone calls, for emails, or for questions. You will work with me personally from the beginning until the end.